A short call to understand the business, what the capital is for and when you need it. If it is something we can help with, we tell you what we think is achievable and on what terms before you commit to anything.

Most processes run four to eight weeks from mandate to funding, depending on how ready the numbers are. The single biggest factor is how quickly we can get clean, current financials.

Two to three years of financials, current management accounts, and a clear picture of existing debt. Anything missing we will help you assemble rather than send you away to find it.

For a full raise, yes. Running the same business past the same lenders through two intermediaries damages your position with all of them, which is a cost you carry, not us.